Small business might be the backbone of America, but those that are self-employed and have the courage to go down this path, often also providing employment for others, can find it challenging to secure a mortgage. While lenders may set a higher bar for the self-employed, it is worth persevering with an application. An experienced […]
As utility bills continue to rise, you might be wondering if there’s a way to reduce these costs and what impact this would have on the future resale of your home. These are smart questions, because energy efficient homes are highly desirable among buyers who want low power bills as they tailor their lives to […]
Applying for a mortgage can be nerve wracking whether you’re a first time homebuyer or have bought and sold so many times that it seems like you know it backwards and forwards. The loan application determines how much a lender will offer as a mortgage and whether that’s sufficient to purchase a suitable property in […]
More than half of America carries credit card debt, incurring super high interest rates on an average outstanding balance of $6,000. Meanwhile, home loan rates are at record lows. If you’re a buyer seeking a mortgage, the credit card debt you carry is no small matter. It can hurt your credit rating and directly impacts […]
Are you still swatting away those summer insects hanging around in your garden and even coming into the kitchen? Perhaps it’s time to do something about that; all of the insects in Texas can drive you crazy, especially if you love entertaining family, friends, and neighbors on a warm summer’s evening. It’s not just flies […]
When it is time to discuss how you want your kitchen to look, there are a million options. What are some of the hot kitchen design trends out there today? The kitchen has been the most upgraded area of the home since the pandemic, according to a survey by the US based website Houzz. Folks […]
The idea of building a home is an incredibly exciting feeling for many buyers. But you come back to earth when faced with the challenge of choosing a lender and finding the best loan for your needs. The variety of interest rates and terms and conditions can be bewildering. We recommend sitting down (in person) […]
Keeping your home clean can be one of the toughest jobs you’ve ever tackled – and often seems like a never ending cycle. From dust on the windowsills to streaks on your windows, hard water stains in the bathroom to scratches on your hardwood floors – the work is never done. No one wants a […]
Everyone wants their home to have curb appeal – whether they are selling the home or living there. Some gardeners will get out there and dig in on their own, while some opt to hire professional landscapers to do the job. Regardless of what your choice is, bringing color to your home through plants is […]
A little DIY never hurt anyone….right? Oh the tales we’ve heard from people all over our industry. While it does pay to be a bit handy and know the basic systems of your home and how to maintain them, sometimes the TV makes DIY projects look so easy and that can lead to major headaches […]
When you’re considering some of the options you want to add to your home, consider installing an EV charger (electric vehicle charger) in your garage so that whether now or in the future you (or the future owners of your home) can charge their vehicle. Everyone loves technology in the home, and while EV chargers […]
Summer provides the ideal opportunity to complete DIY projects that can add value to your home. If you’ve just built your home, you may not have decided yet what shape your backyard will take – will you be adding a pool, do you need lush landscaping, will a simple patio be all you need? Certainly […]